Verizon Insurance Plans – Around this time every year, Verizon offers customers the opportunity to sign up for a protection plan that covers their devices. You usually do this when you buy a device, but if you didn’t buy it to avoid extra monthly fees but now realize you can use it, it’s time to shine.
Verizon offers so many different plans that it’s hard to keep track. Previously, only Total Equipment Coverage (TEC), Wireless Phone Protection (WPP), and extended warranties were available. The company currently offers Verizon Protect, Total Mobile Protection (TMP) as its flagship plans, and offers several multi-device plans in addition to the original three plans.
Verizon Insurance Plans
They are all slightly different in terms of functionality. The full spec comparison sheet is below, so I won’t write it all down here. However, Verizon Protect is the feature that Verizon is pushing the most, most of which are related to privacy and identity security. However, most people still believe that comprehensive equipment coverage is sufficient as it provides loss/theft/damage coverage, extended warranty, next-day replacement, or battery replacement.
Verizon Home Device Advisor
When it comes to pricing, Verizon doesn’t make such comparisons easy, but here it is:
Verizon’s open enrollment for all of its protection options ends May 6, so you have some time to think about it. Cell phones break down all the time. Maybe you dropped it on the sidewalk on your way out of the store. I probably spilled coffee on it. In these scenarios, phone companies offer insurance plans for those devices. Verizon appears to be making positive changes to its insurance offerings as part of its Mobile Protect program.
The Verizon Mobile Protect program provides full coverage for your devices for $14 to $17 per month, depending on your level of coverage. It also offers multi-device coverage for $50 per month. This includes 3 lines/devices, with each additional line costing an additional $11.40 per month.
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By comparison, SquareTrade offers a family plan that protects a single device for $8.99 per month and four devices for $19.99 per month. However, the deductible is $149 per claim regardless of the issue.
Embedded Below Verizon will soon change the deductible that customers pay when they file a claim. These changes make Verizon’s insurance offerings more competitive.
Currently, Verizon (through insurance partner Asurion) charges $29 to repair a broken screen on eligible devices. For example, if your device is completely broken or lost, it will cost between $229 and $249 to replace the entire device. Here are the estimated Pixel 7 discounts taken directly from Asurion’s website.
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These deductions will soon be significantly reduced. Starting April 27, 2023, Verizon will offer free screen replacements for all eligible devices. Plus, if you need a complete replacement, the cost goes down to $99.
For about $17 a month, it’s not a bad idea to have peace of mind. Knowing that you can get a free screen replacement may make you want to use your new Galaxy S23 without a case. Verizon has announced special open enrollment for its Mobile Protect insurance plan. Customers typically have to sign up within 30 days of purchasing an iPhone or other smartphone from the carrier, but Verizon offers coverage to customers who use new or replacement devices after that period. That’s what I’m trying to do. Plus, a big upgrade to your protection plan will soon include free unlimited screen repairs.
Missed the registration deadline to secure your new device? Do you want the devices you trust to be protected for years to come? That’s okay: Secure your device during open enrollment. You will get a second chance. For a limited time, from February 13 to April 13, 2023…
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A valuable program upgrade available April 27th includes a $0 deductible for unlimited cracked screen repairs. Additionally, the maximum deductible for replacing a damaged smartphone is reduced from $249 to $99 (except for New York residents; screens remain at $29 and device replacements remain at $99). (The price is $229.)
Pick up Mobile Protect from Verizon today and get all the details here. But if you live in New York, read this.
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